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"You have a debt outstanding. Don't you think you should pay it?" Skippy Joe, the collector asked with daggers.
"As I told you I have never done business with those people in...Ahhhh!!! Hee!! Hee!!Ha!! Ha!!..I'm losing my mind ha ha, they're going to take me away, ha!! ha!!.."
To Whom it May Concern;
I just came across some pretty disturbing info on my credit report.
Well first off. I'll tell you about my issue...I was looking over my credit
report recently and found a "Negative Item" Showing I had a Balance of
$273 to the Original Creditor Being - AT&T Broadband for an account that was
Opened on 7-2001 which was supposedly turned over to the Gulf State Credit - PO
BOX 10546, Atlanta, GA 30348 (for collection purposes). I contacted the AT&T
Broadband Customer Service and inquired on the issue, as I have never had
AT&T Service for anything since at least 1996 and if at all I do not
remember having AT&T for any Service. I never requested service from
AT&T, I have Never Received Service from AT&T for the supposed account
debt listed on my credit report, Nor have I ever received a billing from
AT&T showing I've had an account or needed to pay anything. I confirmed this
information with the customer service representative that I did not have any
account with AT&T showing it would have ever existed. He spoke with his
supervisor - they never found an account for me, and suggested I fax a copy of
my credit report to them showing the information. I have requested AT&T send
me a letter showing I do not owe any outstanding debts, and I have never had an
AT&T Broadband "Anything" account. I requested this letter to show
the Credit Reporting Agencies that I have never had an account with AT&T and
that Gulf State Credit is trying to collect a fraudulent debt. (Below is a
copy of the letter I wrote and faxed to AT&T)
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~Beginning of AT&T
Letter
To: AT&T Broadband Corporate
P.O. Box 5630
Denver, CO 80217
To Whom it may Concern at AT&T Broadband; And or Billing Dispute Department:
PLEASE NOTE: You may want to forward a copy of this letter to the AT&T Legal
Department.
My name is ****, I recently found a "Negative Item" on my credit
report (Copy of Credit report Item on final Page of this letter) Showing I had a
Balance of $273 to the Original Creditor Being - AT&T Broadband for an
account that was Opened on 7-2001 which was supposedly turned over to the Gulf
State Credit - PO BOX 10546, Atlanta, GA 30348 (for collection purposes).
I recently contacted the AT&T Broadband Customer Service and inquired on the
issue, as I have never had AT&T Service for anything since at least 1996 and
if at all I don not remember having AT&T for any Service. I never
requested service from AT&T, I have Never Received Service from AT&T for
the supposed account debt listed on my credit report, Nor have I ever received a
billing from AT&T showing I've had an account or needed to pay anything.
I confirmed this information with the customer service representative that I did
not have any account with AT&T showing it would have ever existed. He
spoke with his supervisor - they never found an account for me, and suggested I
fax a copy of my credit report to the Fax # of 443-785-1453 showing the
information. (this is where this letter comes into play).
I am requesting AT&T send me a letter showing I do not owe any outstanding
debts, and I have never had an AT&T Broadband account. I need this
letter to show the Credit Reporting Agencies that I have never had an account
with AT&T and that Gulf State Credit is trying to collect a fraudulent debt.
My next step was to research the Collection Agency trying to collect on behalf
of AT&T. Gulf State Credit - PO BOX 10546, Atlanta, GA 30348
As I have been browsing the Internet for any contact information for this
company, I came across some "very" disturbing information regarding
the Collection Agency and their attempts to collect debts that were never
incurred by an individual. The only word to describe this companies
practices is FRAUD. They are creating fraudulent debts in the names of
reputable business such as SPRINT, USWEST and (In my case AT&T).
Apparently they have been fined by the FTC (Federal Trade Commission) for bad
business practices. If you'd like more information on the thousands of
complaints about the company I urge you to see for yourselves on the Internet
-http://pub3.ezboard.com/fcreditmaniaforumscreditrepairforum.showMessage?topicID=261.topic
I have also filed a Complaint with the FTC - at the Internet address listed
- http://www.ftc.gov about the company trying
to collect fraudulent debts.
If you have any questions regarding my request or simply want to speak with me
in person, please call me at ***-***-**** or write me at my address
here...
All I ask is that AT&T send me a letter stating I do not have an account,
have not had an account and do not owe any money to AT&T per this inaccurate
credit report item. I will forward this letter to all of the credit
reporting agencies and also retain a copy for myself as I will surely need it to
prove that debt is fraudulently listed on my credit report in the future.
Please assist, I urge you to investigate this issue as well, as they are trying
to collect monies for AT&T that never existed.using the AT&T name in the
process to try and trick people into thinking it is a legitimate debt, when in
actuality it is Fraud by the Collection Agency named in this letter.
Please contact me as soon as possible with any response or information.
My Address Listed here...
Please call me at ***-***-**** anytime for any questions or information as well
if you'd wish to speak in person.
Thanks so much in advance!
My Name Here****
03/12/02
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~End of AT&T Letter
I have also filed a Complaint with the FTC - at the Internet address listed - http://www.ftc.gov
about the company trying to collect fraudulent debts.
I have written the Credit Reporting Agencies in regards to this issue and
requested them to remove it from my credit report. I'm still waiting for their
response :)
Hopefully it will be a Positive response, otherwise I have no idea what will be
the next step as i'm still waiting for this drama to unfold....
And I dare not to call the Collection Agency directly as they will surely start
to harass me the same way they have harrassed thousands of individuals.
I can only wait and see the outcome now...
Regards,
"Hopeful of a Positive Response"